COMPLIANCE OFFICER

Work Location:  Executive Office, Quezon City

Job Summary: 

Implements and manages the NCCB Compliance Office Charter and its Compliance Framework that includes the compliance system, compliance policy, compliance 

manual/compliance program. 

Key Responsibilities and Accountabilities: 

• Directly responsible in administering the compliance program and interacting with BSP on compliance related issues, provides updates to the board of directors regarding the compliance status of the bank 
• Oversees the design of an appropriate compliance system, promote its effective implementation and address breaches that arises in the organization 
• Manages the compliance program giving priority importance of the compliance function, the CCO as a senior officer functionally reporting to the Board of Directors all directives, plans, bank  compliance status, and its effective implementation of the compliance system  
• Identifies and mitigates business risks which may be detrimental to the bank business model and  its ability to generate better returns for the cooperative-owners of the bank and organization itself  
• The CCO must put in place the appropriate organizational structure to properly manage the  compliance function and execute the approved compliance program. NCCB having six (6) branches  and the head office with banking transactions, requires the necessity to have one (1) Compliance  
• Assistant  per branch functionally reporting to the Chief Compliance Officer  that will directly  responsible for the solo reporting for Financial Reporting Package (FRP) to include but not limited  to; 

1. Compliance on Credit Review and Monitoring 
2. Compliance on Management Information Reporting and 
3. Compliance on Credit Work out and Remedial Management. 
4. Supports motivation to enjoin employees to discuss clarifications of pertinent laws and  regulations on MORB under BSP and other appropriate agencies that issue market  regulations and/or tax guidelines. 
5. Clear and open communication lines within the bank to educate and address compliance  matters.
6. Ensures staff and Board have sufficient and up-to-date information on PDIC Regulatory Issuances (RI’s) and BSP, MORB’s;  Assist  in the  planning and policy recommendations to  the Board of Directors  or guides courses of action in operations 

• Assist the President/ CEO on all compliance matters related to;   

1. Implements plans pertaining to all compliance of the bank 
2. Recommends required training and development of Directors, Officers and Staff of the  Bank 
3. Reviews compliance matter on financial and physical resources aspects 

• Board-Committee Level and Board of Directors; 

1. Assists in the Board of Directors board level in preparation of reports 
2. Makes recommendations, supports Board during orientation and self-evaluation 
3. Assist BODs evaluation of President/ CEO if necessary

• Ensure the integrity and the accuracy of documentary submissions shall be deemed as a basis to assess  the NCCB as involved in unsafe and unsound practices 
• Performs other duties that may be assigned from time to time.

 Work Location: Head Office, Quezon City

Job Summary   : 

In charge in overseeing and coordinating overall operations of the branch.  Primarily responsible for the growth of deposit and loan targets of the branch as well as Membership and Share Capital.

Key Responsibilities and Accountabilities: 

• Generates/solicits deposits and loan accounts, increase membership and share capital, promotes products and services of the Bank, oversees proper management of these solicited accounts and ensures attainment of the branch’s targets. 
• Formulates strategies and programs of the branch and recommends to BBH for endorsement to management for approval and implementation. 
• Prepares annual business plan/budget of the branch. 
• Ascertains adequate training and substantial qualification of all branch personnel. 
• Approves/co-approves branch transactions and loan approval in accordance with signing authority levels and prescribed policies and procedures.  
• Manages and monitors loan portfolio quality of the branch and formulate strategies to mitigate the risk. 
• Guides and counsels’ staff in work-related matters as well as personal matters esp. if affecting performance of personnel. 
• Ensures that the bank’s as well as client’s resources are properly safeguarded. 
• Ascertains that all branch personnel adhere to internal and external bank policies and procedures. 
• Acts as primary custodian of the dial combination of the vault and cash safe and branch keys. 
• Conducts table seminar to newly hired branch personnel on branch operations.  
• Appraises performance of branch personnel and recommends to management thru the endorsement of BBG Head promotion, demotion, lateral transfer, rotation, training or merit increase. 
• Reports to Management thru the endorsement of BBH any untoward acts or attitude of branch personnel. 
• Acts as Mediating Officer in cases of arguments or disputes between/among branch personnel. 
• Conducts regular meeting with branch personnel. 
• Performs other related duties that may be assigned from time to time.

Work location: Executive Office, Quezon City

Requirements

• Graduate of any related bachelor's degree
• A minimum of 1 year of experience is a must.
• Attentive and keen on details.
• Good interpersonal skills with the ability to easily relate with people at various levels of the organization.
• With good communication skills, both oral and written.
• Willing to work in Quezon City
• Preferably, male applicants

Work location: Executive Office, Quezon City

Job Description: 

• Oversees the overall credit management system of the bank. Familiar with the Bangko Sentral ng Pilipinas (BSP) Regulations on Sound Credit Risk Management. 
• Assists the branch manager in conceptualizing and advertising promotional activities to market loan products and acquired assets. 
• Maintains the credit files for each account being supervised and ensures that all information contained in said files are current and complete at all times.
• Reviews, recommends, and signs the credit implementation ticket for the proper booking of accounts. 

Qualifications:  

• At least 3 years of work experience in a related field. 
• Graduate of a 4-year course, preferably related to accounting, finance, and banking. 

Work location: Executive Office, Quezon City

Job Description

Job Summary:

Assist the Chief Compliance Officer in ensuring that all transactions, policies and procedures of the BSP, other regulatory agencies and by the Bank.

Key Responsibilities and Accountabilities:

1. Develop and implement compliance model required for a bank to operate within acceptable standards.
2. Liaise with senior managers to ensure proper implementation of established compliance policies.
3. Review internal bank policies to ensure they align with external banking regulations.
4. Collaborate with other departments, such as the risk management or internal audit unit, to forward compliance issues for investigation.
5. Monitor the operations and procedures of the different sections of a bank to ensure overall compliance.
6. Carry out assessments to identify areas of potential compliance risks in order to implement preventive/corrective strategies to address compliance issues.
7. Provide reports on a regular basis to senior management to keep them updated on progress of compliance operations.
8. Organize compliance programs to educate bank staff on recent and already existing compliance requirements.
9. Researches questions and gray areas regarding banking rules and regulations and ensures that the institution does not break any laws.
10. Works with the Chief Compliance Officer to make sure all policies and procedures are being followed precisely and with no corners are cut.
11. Participate in seminars, conferences, and workshops to improve job knowledge.
12. In-charge in the preparations of reports re: CIC, CDA, AMLA, BIR under the supervision of the Chief Compliance Officer. Other duties to be undertaken from time to time as required by the Chief Compliance Officer.
13. Performs other related duties that may be assigned from time to time.